Best fractional CTOs for fintech companies in the US

4 firms offer fractional CTO work for fintech companies in the US. First on the list are TechCXO, Cabot Technology Solutions and Metamindz. None of them publishes a fee, so the first call sets the price.

Updated 21 Oct 2026 Listed 4 Order published rule

A fractional CTO owns technical decisions: architecture, build versus buy, the engineering team or dev shop, security basics and the technical side of due diligence.

TechCXO Editor's pick Names Fintech

Firm, Atlanta, US. CFO, CMO, COO, CRO, CTO, CPO, CHRO, CAIO, CISO. SaaS, CPG, healthcare and 3 more.

6 named clients Founded 2003, 245+ people

Fee on request

Cabot Technology Solutions Names Fintech

Firm, US. CTO. Ecommerce, healthcare, fintech and hospitality.

Ecommerce CTO Healthcare CTO Fintech CTO

Serves US, Canada

Fee on request monthly retainer

Metamindz Names Fintech

Firm, London, UK. CTO. SaaS, ecommerce, healthcare and fintech.

SaaS CTO Ecommerce CTO Healthcare CTO Bootstrapped VC-backed

5 named clients 11 to 50 people

Fee on request monthly retainer

Sonatafy Technology Names Fintech

Firm, Scottsdale, US. CTO. SaaS, healthcare, manufacturing and fintech. $20M to over $100M.

SaaS CTO Healthcare CTO Manufacturing CTO VC-backed PE-backed

6 named clients Serves US

Fee on request no minimum

How this list is built. Every firm here offers fractional CTO work on its own site, names fintech companies among its clients and serves the US. Order is editor's pick, then firms that name the industry, then a published fee, then name. Nobody pays to appear or to move up. Full methodology.